Bond Affordability Calculator

Use this simple bond affordability calculator to find out how much you can afford when applying for a home loan.

Gross Income

Total Expenses

Interest Rate

Number of Years

5 10 15 20 25 30+

Interest at 9.75% for 20 years

Note: This calculation is based on general lender affordability credit guide-lines of 30% instalment to gross income and on your disposable income.

* This is the default interest rates in South Africa at the moment. Banks may decide to change this based on your credit score and other factors.